The best time to apply for these popular Citi credit cards, based on offer history
In case you’re contemplating making use of for a bank card, you are in all probability questioning whether or not the present sign-up bonus is value it.
Welcome presents can change often, and it may be arduous to know whether or not the present provide on a card supplies the worth you are searching for. There isn’t any simple reply to exactly when is the most effective time to use for a card, nevertheless it does assist to know what a card has provided up to now when evaluating the present provide.
We have rounded up the provide historical past on the most well-liked playing cards from Citi that can assist you discover the most effective time to use for every card.
Realizing easy methods to make the most effective factors redemption at the most effective time is straightforward with the TPG app! Download it for free today.
Finest Citi bank card sign-up bonuses
| Card | Finest welcome provide we have seen | When to use |
|---|---|---|
| Citi Premier® Card | Earn 80,000 bonus factors after spending $4,000 on purchases together with your card throughout the first three months of account opening. | When the bonus provide is 80,000 factors or greater. |
| Citi Custom Cash℠ Card | Earn $200 money again after you spend $1,500 on purchases within the first six months of account opening. | When the bonus provide is $200 money again or greater. |
| Citi® Double Cash Card | Earn $200 money again after spending $1,500 on purchases within the first six months. | If there may be any cash-back welcome provide. |
| Citi Rewards+® Card | Earn 20,000 bonus factors after spending $1,500 on purchases together with your card throughout the first three months of account opening. | When the bonus provide is 20,000 factors or greater. |
| Citi® / AAdvantage® Platinum Select® World Elite Mastercard® | Earn 75,000 bonus miles after spending $3,500 throughout the first 4 months of account opening. | When the bonus provide is greater than 50,000 miles. |
| Citi® / AAdvantage® Executive World Elite Mastercard® | Earn 80,000 bonus miles after spending $5,500 throughout the first three months of account opening. | When the bonus provide is greater than 50,000 miles. |
| CitiBusiness® / AAdvantage® Platinum Select® Mastercard® | Earn 80,000 bonus miles after spending $5,500 throughout the first three months of account opening. | When the bonus provide is greater than 50,000 miles. |
Citi Premier® Card
The Citi Premier card earns 3 factors per greenback on gasoline purchases, eating, groceries, and air and lodge journey. With its simplified mannequin and array of airline switch companions, the Citi Premier makes incomes factors for journey hassle-free.
| Approximate date | Supply | Worth* |
|---|---|---|
| January 2023. | Earn 60,000 bonus factors after spending $4,000 on purchases together with your card throughout the first three months of account opening. | $1,020. |
| July 2022 to January 2023. | Earn 80,000 bonus factors after spending $4,000 on purchases together with your card throughout the first three months of account opening. | $1,360. |
| December 2021 to July 2022. | Earn 60,000 bonus factors after spending $4,000 on purchases together with your card throughout the first three months of account opening. | $1,020. |
| October 2021 to December 2021. | Earn 80,000 bonus factors after spending $4,000 on purchases together with your card throughout the first three months of account opening. | $1,440. |
| March 2021 to October 2021. | Earn 60,000 bonus factors after spending $4,000 on purchases together with your card throughout the first three months of account opening. | $1,020. |
*Bonus provide worth is predicated on TPG’s valuations and never offered by the bank card issuer.
When to use for this card: When the bonus provide is 80,000 factors or greater.
Study extra: Citi Premier credit card
Citi Customized Money℠ Card
With the Citi Customized Money, you may earn 5% money again on purchases in your high eligible spending class every billing cycle, on as much as the primary $500 spent, and 1% money again thereafter. You may additionally earn limitless 1% money again on all different purchases. This card launched in mid-2021.
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| Approximate date | Supply | Worth* |
|---|---|---|
| June 2021 to January 2023. | Earn $200 money again after you spend $1,500 on purchases within the first six months of account opening. | $200. |
*Bonus provide worth is predicated on TPG’s valuations and never offered by the bank card issuer.
When to use for this card: When the bonus provide is $200 money again or greater.
Study extra: Citi Custom Cash credit card
Citi® Double Money Card
The Citi Double Money Card takes the entire stress and complication out of bank card rewards with a easy (but profitable) 2% incomes scheme and easy cash-back redemption choices.
| Approximate date | Supply | Worth* |
|---|---|---|
| November 2022 to January 2023. | No welcome provide. | N/A. |
| August 2022 to November 2022. | Earn $200 money again after spending $1,500 on purchases within the first six months. | $200. |
| 2014 to August 2022. | No welcome provide. | N/A. |
*Bonus provide worth is predicated on TPG’s valuations and never offered by the bank card issuer.
When to use for this card: If there may be any cash-back welcome provide.
Study extra: Citi Double Cash credit card
Citi Rewards+® Card
Each buy on the Citi Rewards+ Card rounds as much as the closest 10 factors. Even a $2 espresso will earn 10 factors, which might actually stack up over time.
| Approximate date | Supply | Worth* |
|---|---|---|
| July 2021 to January 2023. | Earn 20,000 bonus factors after spending $1,500 on purchases together with your card throughout the first three months of account opening, redeemable for $200 in present playing cards. | $200. |
| Might 2021 to July 2021. | Earn 15,000 bonus factors after spending $1,500 on purchases together with your card throughout the first three months of account opening, redeemable for $150 in present playing cards. | $150. |
*Bonus provide worth is predicated on TPG’s valuations and never offered by the bank card issuer.
When to use for this card: When the bonus provide is 20,000 factors or greater.
Study extra: Citi Rewards+ credit card
Citi® / AAdvantage® Platinum Choose® World Elite Mastercard®
The Citi AAdvantage Platinum Select‘s perks embody entry to most popular boarding, no overseas transaction charges and a free checked bag on home flights, making it a superb selection for anybody who flies American Airways usually.
| Approximate date | Supply | Worth* |
|---|---|---|
| July 2022 to January 2023. | Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. | $885. |
| June 2022 to July 2022. | Earn 75,000 bonus miles after spending $3,500 throughout the first 4 months of account opening. | $1,328. |
| June 2019 to June 2022. | Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. | $885. |
| April 2019 to June 2019. | Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. | $1,062. |
| March 2019 to April 2019. | Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. | $885. |
| November 2018 to March 2019. | Earn as much as 50,000 bonus miles: Earn 40,000 miles after spending $2,000 within the first three months and an additional 10,000 miles after spending a complete of $6,000 within the first 12 months. | $885. |
| Might 2018 to November 2018. | Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. | $1,062. |
| February 2018 to Might 2018. | Earn 30,000 bonus miles after spending $1,000 throughout the first three months of account opening. | $531. |
| November 2017 to February 2018. | Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. | $1,062. |
*Bonus provide worth is predicated on TPG’s valuations and never offered by the bank card issuer.
When to use for this card: When the bonus provide is greater than 50,000 miles.
Study extra: Citi AAdvantage Platinum Select credit card
Citi® / AAdvantage® Government World Elite Mastercard®
The Citi AAdvantage Executive World Elite Mastercard is the elite card within the AAdvantage lineup. Cardholders get pleasure from a complimentary American Airways Admirals Membership membership, a worth that greater than makes up for the cardboard’s $450 annual price.
| Approximate date | Supply | Worth* |
|---|---|---|
| December 2022 to January 2023. | Earn 50,000 bonus miles after spending $5,000 throughout the first three months of account opening. | $885. |
| October 2022 to December 2022. | Earn 80,000 bonus miles after spending $5,500 throughout the first three months of account opening. | $1,416. |
| October 2021 to October 2022. | Earn 50,000 bonus miles after spending $5,000 throughout the first three months of account opening. | $885. |
| August 2021 to October 2021. | Earn 50,000 bonus miles and 10,000 elite qualifying miles after spending $5,000 throughout the first three months of account opening. | $885. |
| July 2019 to August 2021. | Earn 50,000 bonus miles after spending $5,000 throughout the first three months of account opening. | $885. |
*Bonus provide worth is predicated on TPG’s valuations and never offered by the bank card issuer.
When to use for this card: When the bonus provide is greater than 50,000 miles.
Study extra: Citi AAdvantage Executive World Elite Mastercard
CitiBusiness® / AAdvantage® Platinum Choose® Mastercard®
The CitiBusiness / AAdvantage Platinum Select Mastercard is a wonderful card for companies with staff that often fly American Airways. Its perks embody a free checked bag on home flights, most popular boarding and the potential to earn a companion certificates.
| Approximate date | Supply | Worth* |
|---|---|---|
| August 2020 to January 2023. | Earn 65,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. | $1,151. |
| Might 2020 to August 2020. | Earn 70,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. | $1,239. |
| March 2020 to Might 2020. | Earn 65,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. | $1,151. |
| October 2019 to March 2020. | Earn 70,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. | $1,239. |
| July 2019 to October 2019. | Earn 60,000 bonus miles after spending $3,000 throughout the first three months of account opening. | $1,062. |
| April 2019 to July 2019. | Earn 70,000 bonus miles after spending $4,000 throughout the first 4 months of account opening. | $1,239. |
*Bonus provide worth is predicated on TPG’s valuations and never offered by the bank card issuer.
When to use for this card: When the bonus provide is greater than 50,000 miles.
The data for the CitiBusiness AAdavantage Platinum Choose Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Study extra: Citi/Business AAdvantage Platinum Select credit card.
Backside line
If you’re contemplating making use of for a Citi card — or any card — you may wish to decide whether or not its sign-up bonus supplies substantial worth.
Use our different provide historical past guides as a reference level as you consider the professionals and cons of signing up for playing cards from the key issuers:
